Credit Cards
ScoreCard Rewards™ now earned for every purchase dollar on Bourns EFCU Visa credit cardsEarn a point for every dollar spent. Redeem points for travel or merchandise. Click here to see how much you've earned! |
Enroll today to ensure your online credit card purchases are secure!
|
Qualification for loans is dependent upon credit worthiness.
Loan rates, terms and amounts financed will vary according to credit
worthiness and are subject to change.
Members with exceptional credit reap the benefits of a lower rate which is one
of the very best offered. Those members that have had some credit problems
in the past will be given rates that are consistent with their credit history.
| Type of Card | Credit Limits Available | Minimum monthly payments |
| VISA Classic | $250 to $15,000 | 2% of balance |
| VISA Gold | $2,500 to $25,000 | 2% of balance |
| VISA Platinum | $5,000 to $25,000 | 2% of balance |
| VISA Credit Card Disclosures | ||
| Annual Percentage Rate for Purchases, Cash Advances and Balance Transfers for the most qualified applicants* |
VISA Classic: |
as low as 9.50% |
| VISA Gold: | 7.50% | |
| VISA Platinum: | 5.50% | |
| Grace Period for Repayment of Balance for Purchases | You have 25 days to repay your entire balance for purchases before a finance charge will be imposed. | |
| Balance Calculation Method for Purchases | Average Daily Balance, including new purchases. | |
| Annual Fees | None | |
| Transaction fee for Cash Advances, and Fees for Paying Late or Exceeding the Credit Limit | Cash Advance Fee: | None |
| Late Fee: | $15.00 or 3% of payment due, whichever is greater. | |
| Over the Limit Fee: | $15.00 | |
| Balance Transfer Fee: | None | |
| The information is accurate as of May 28, 2003. | ||
|
* Offering rates are subject to change without notice.
|
BEFCU Home | Membership | Loan Programs | Savings Programs |Link-Up | Contact Us | About Us
| Return
to Home Page Last updated July 15, 2008. © Bourns Employees Federal Credit Union. 1200 Columbia Avenue, Riverside, California 92507 Click to review our Privacy Policy. For more information, email,
call toll free at 1-877-426-8767 x 2,
locally at 951-781-5600, or fax 951-781-5452.
Office hours: 9:00 AM PST to 4:30 PM PST, Monday - Friday.
|
|
|
|
|
|
|
